Since January 2026, insurers have been attaching new AI exclusion endorsements to commercial renewals. They show up as one cryptic line in your forms schedule — a code, an edition date, and a title that undersells what it removes. Each page below explains one form in plain English: what it excludes, who it bites, and what to ask your broker before you sign.
Open your renewal packet and look for a page titled “Forms and Endorsements,” “Schedule of Forms,” or the listing on the declarations pages. Every endorsement attached to your policy appears there as a code plus an edition date. Then search the PDF (Ctrl+F) for these:
A code you don’t see here? Email it to hello@targetup.com — we read policy forms for a living and we’ll tell you plainly what it is.
Load last year’s policy and this year’s renewal into our free comparison tool. It runs entirely in your browser — nothing is uploaded, and it works even offline.
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